Saying No = Sometimes Being The Downer

After a week of taking great care not to promise anything too substantial, I've found myself in the situation of being a bit of a downer. If I don't think I can afford something, for instance, I've typically said, "Maybe later." Last week I started saying, "No, I can't afford this right now," and I met with considerable grief. I'm hoping this translates to less grief in the future, but it still really sucks at the moment.